فصلنامه اقتصاد اسلامی
پیاپی 67 (پاییز 1396)

Effect of religious capital on cost in the way of Allah and cost of this living
One of the special religious orders, is paying cost in the way of Allah. Based on the theory, the cost linked with religion depends on the triggers of worship such as faith and religious capital. Based on this theory, the cost for this world in terms takes effect from religious capital. In this study, the religious capital measured with position generator that is universally used tools. The survey data was collected using a questionnaire. The population are the citizens of Zahedan, with a sample of 500 heads of households. Data were analyzed with using econometric methods. The main findings is that the religious capital, age, income, assets, investments do have a positive on the religious cost and religious capital will not reduce the cost of this living.
effereligious capital, cost in the way of Allah, cost of this living, Zahedanct

The path of progress and development in every country is different with other countries according to its situation. The special conditions and characteristics of Islamic republic of Iran and the sanctions imposed by the enemies on the other hand caused to introduce "resistance economy" by the leader of Iran. In this study, long-term and short-term effects of selective resistance economy indexes (knowledge economy, adjustment of consumption behavior, reduction of oil dependence, people contribution in country’s macro decisions) on economic growth is examined. The model is based on the Cobb Douglas production function and an ARDL models is used to estimate the effects of selective resistance economy indexes on economic growth. The results show that the resistive economy indexes have positive and significant long term effect and positive short term effect on economic growth. Therefore, due to importance of resistive economy in economic growth of Iran, resistive economy should absorb special attention of overall people.

Is there a connection between ethics and economics? If there is, the connection to be drawn? The best way to answer these questions, it is reasonable to be based on the achievement of the association shall be investigated. This paper is based on the relationship between beings and must be logic to extract. The most important result of this study is to learn the logic of the relationship between ethics and economics, there are four levels. These levels are: Philosophical Foundations of Economics and meta-ethics, philosophy, economics and the first part of normative ethics, economics and the second part of normative ethics, applied ethics, economic and moral structure. The fifth connection can be made that the change in the economic structure and can be referred to the system and moral education.

There are various methods for mobilizing resources in an interest-free banking system, including pooled deposits and separate deposits. The purpose of this study is to develop a theoretical model to study the implications of pooled and separate deposit methods for initial paid profit and also expected profit from depositor's viewpoint. In the pooled deposits, bank receives deposits in one unified contract. But in the separate deposits, bank provides an option form depositors to choose between murabahe or musharakah contracts. The results of our theoretical model show that the Initial paid profit to depositors in pooled method is greater than or equal to initial paid profit in separate method. The result verifies the Markowitz’s portfolio theory. In other words, the portfolio diversity reduces the risk of bank customers. Moreover, we find out that the expected profit of depositors in pooled method is more than that of separate method. One can show that under certain condition when the depositors are very risk averse, they prefer the separate deposit to pooled one. Finally, we conclude that the best method for an interest-free banking system is to use both methods simultaneously. This provides more options for depositors with different preferences and hence increases their utility.

Market characteristics Knowing based on the principles of Islam is considered essential in Muslim communities. Analysis of market characteristics and functions is one of the most important topics of Islamic economics that have been little studied. This need is more pronounced when the unrealistic assumptions about market competition, causes the issue of information asymmetry in the market and undermined the efficiency of the market. Present study done to determine the types of options in Islam and its impact on information asymmetry. Options related to commodity market and information extracted after studying in the field of trade options, and then those are presented on questionnaire's framework and are distributed among professionals. 7 options of 14 options are recognized effective on information asymmetry reducing in the market based on professional's comments that received by running fuzzy Delphi. From these options, defect option and the right to terminate option if inconsistent of all the object of sale had most effective.

Over the last decade, Microfinance has grown exponentially, in terms of Conceptual area, objectives, institutions, products & numbers of clients and providers. Now All micro-finance programs designed so that to meet the different needs. It is an undeniable fact that pay attention to microfinance revolution & to design Islamic microfinance system.One of the elements for designing of the system is islamic microfinance methods. In this article, financial engineering of Islamic microfinance methods through using The Descriptive- analytical, statistical analysis method and Due to the experiences of islamic banking and Islamic contracts will be discussed... .

A favorable financial system is one that can design tools enabling people who can make investments but lack the necessary capitals to aggregate small funds scattered among people using these tools. Economic activities usually involve risk, and measures should be taken for covering their risk. On the other hand, countries and organizations always suffer from problems with debts, and seeks to overcome the problem somehow. One of these tools is debt-equity swap. A debt-equity swap contract is a series of financial transactions whereby a company's creditor cancels some or all of a debtor company debt in exchange for stock. In this paper besides investigating the debt - equity swap from the perspective of definitions, types, features, Mechanisms, applications, advantages and disadvantages, the need to use this tool in Iran capital market, for the first time the Jurisprudential investigation of this transaction is conducted. In the current research conducted through descriptive - analytical- cross-sectional survey method, by asking experts we show that using debt reduction contracts, sale of debt for cash, exchange of two contracts, and using international sukuk (Islamic financial resources), the western model of the mentioned swap can be defined based on the Imamieh jurisprudence and used in Iran market. Finally, we answered to the mentioned swap doubt of being harmful in the international area.