نشریه اقتصاد و بانکداری اسلامی
پیاپی 6 (بهار 1393)

However, relation between conventional banking and real economy is not necessary, which means that may or may not be related to the real economy, the relation between Islamic banking and real economy is necessary. Accordingly, resource allocation to conventional banking in case which there no guarantee and trust is for return of net resource plus interest in form of usury loan, make no anxiety neither for bank nor depositors. Of course it does not mean that conventional banking and real sector of the economy do not have any relation at all. Undoubtedly, a part of economic development in west is indebted to their banking system. therefore analyzing and theoretical explanation of how relation between Islamic and conventional banking systems could help understanding of these two systems in fields of mobilization and resource allocation and the effects which could affect the advancement, growth, economic stability and controlling of economic fluctuation in every society, has special importance. This paper using descriptive methodology and investigate this hypotheses that Islamic banking in mobilization and allocation of resources is in relation with the real sector of the economy. Results suggest that all legal contracts used in the mobilization and allocation of bank directly or indirectly linked to the real economy and if properly implemented, Will result in Growth, development and economic stability in different economic sectors.

Elimination of interest from the banking system and financial markets in Islamic economy is an effective step in achieving economic growth and scope of the damaging effects of interest. Many studies show that interest has a harmful impact on the economy including the limiting of production level, and employment, provides one of the causes of unfavorable distribution of income in society. In order to keep the market economy in optimal position, a number of capitalist economists have suggested that, it is necessary to keep the interest rate on zero. According to Keynes, interest rate is one of the main factors of recession and instability in economic systems, although it is accounted as a key macroeconomic variable in capitalist system. Hence, the issue of interest rate and money market and its impact on macroeconomic variables have been a matter of debate for several economists. In this paper, it is attempted to compare this issue in terms of its harmful consequences in Capitalist economic system, with Islamic economics, which is based on a system of interest free. To do so, the comments and the views of Capitalist economists and their justifications are evaluated.

It has been years since the Shia jurisprudence (Feghh) started the study of contract Murabaha although unique due to its special features, the Iranian banking system has overlooked this type of transaction because of many reasons.
However, there is hope in the horizon for this type of contract because it is mentioned as effective in the Fifth Development Plan (Article 98). Since it is not examined thoroughly enough, many are the research studies necessary to investigate the issue profoundly.
This study aims to present a precise introduction of this type of contract and to shed light on its practical aspects as well. Religious controversies on the issue are also discussed in detail.

According to the assumptions of the theory of the behavior of the current generation prospect theory we find that production incentives in a capitalist society with their attitude of self-interest is tied to. The underlying ideas of economists, capitalism is self-interest.
Referring to the Holy Quran and the traditions infallibles distance values ​​and beliefs in Islamic economics and conventional economics is clear. According to two of the world, the love of nature in the face of economic self-interest in the deployment of conventional economics.
This paper reviews and critiques the idea of self-interest from the perspective of Western thinkers, from the perspective of economic thinkers of this factor will be the analysis and critique.searched in the following verses of the Holy Quran and hadith sources of self-interest and its limitations are discussed.

Interdisciplinary approach and theoretical - experimental causes that studies in various fields of economy, especially the economy of money and banking is great Importance find. Well the complexity and range of topics, research in this area is difficult. This study sought to know the efficiency and stability of Islamic banking. The results showed that although the scope of practice of Islamic banking is faced with However, considering the negative impact of interest in modern banking systems correct implementation of Islamic Banking and expertise can lead to efficient banking system, the country's economic growth and development that will lead to the relative prosperity of society. The banks in interest-free banking system, while economic growth has a significant impact on reducing the unemployment rate, the decline in inflation and reduce economic fluctuations Which shows the stability and superior performance compared to the Islamic economic system is usury banking system.

Nowadays it is said to the science which is responsible for explanation of living affairs, Economics that has been translated into "eghtesad" in Persian. Economics rooted in the "house managing" that the former Islamic scholars have treatise on the subject. This paper, by corresponding the relationship between "Economics" and "household management", begins to compare attitude of former Islamic scholars with what is presented as economics to be determined differences and similarities. This paper which uses library in terms of gathering information and which is analytical and descriptive in terms of explaining the differences and similarities, concludes that there is no sign from self purification and religious teachings accomplishment in economics, even in some cases it appear in contrast of them. Just in scope of thrift, "house managing" presented by the former Islamic scholars and "house managing" presented in economics may be in the same direction. "eghtesad" not in synonym of economy but in synonym of moderation, is assumed as a principle of "House Managing" that the religious literature is so.

Resistance economic policies are in direction of achieve to thrive country's economy in the face of external shocks. Section 16 of this policy emphasizes the need for savings in public spending. Government spending is depending on the size of it and because many of incumbency in recent years has grown substantially. This article is an overview of the Islamic economic thoughts about government performance indicators and then explains the current and past status of public spending, factors affecting costs and solutions for saving public sources suggested.