Factor Affecting Choice of Pistachio Supplemental Insurance Options In Rafsanjan

Crop insurance is one of the best strategies to tackle farm risks and encourage producers to adopt modern production technologies. In present study، a sample of 224 insured and uninsured Pistachio growers was selected for interview and collected required data using a simple random sampling method. Then a logit multinomial model was used to assess factors affecting the choice of supplemental insurance different options. The results showed that effect of activities background، garden size and number of garden pieces variables are significant and positive on acceptance of insurance. Also، the effect of having additional job and increasing age of Pistachio tree are negative and significant on acceptance of insurance. Finally، the results of distinctions among insurance options showed that increasing types of grown Pistachio، risk aversion and high yield intensify the possibility of third option acceptance in comparison with insurance refusal and other insurance options. But less pistachio growers have chosen third option than other insurance options that the result is caused by unaware of pistachio growers، red tape and false suggestions of insurance experts. Therefore، it is recommended that insurance fund provides essential conditions for developing this type of insurance with adopting proper policies.