Analysis of Competitive Condition and Testing the Effect of Islamic and Conventional Banking Market Structure on the Amount of Profitability
Author(s):
Abstract:
Islamic banks better performance in dealing with the recent global crisis has paid much attention to the way that banks mechanism works. The present study examines the following hypotheses by employing the PR-H statistics, Lerner index and Multivariate analysis. First, players of Islamic banking industry, by more market power, have better profitability and, in terms of market structure, have low competition. Second, Islamic banking market, by having a low competitive environment, is more concentrated and has a higher risk. Estimates show that Islamic banks have a higher degree of market power. Furthermore, multivariate analyses suggest that profitability increases significantly with increasing the market power. Islamic banking market shows less competition and more concentration. According to the results, Islamic banks allocate a greater share of their assets to finance and also have a more efficient allocation of capital.
Keywords:
Language:
Persian
Published:
Journal of Econimic Studies and Policies, Volume:2 Issue: 1, 2015
Page:
25
magiran.com/p1589281
دانلود و مطالعه متن این مقاله با یکی از روشهای زیر امکان پذیر است:
اشتراک شخصی
با عضویت و پرداخت آنلاین حق اشتراک یکساله به مبلغ 1,390,000ريال میتوانید 70 عنوان مطلب دانلود کنید!
اشتراک سازمانی
به کتابخانه دانشگاه یا محل کار خود پیشنهاد کنید تا اشتراک سازمانی این پایگاه را برای دسترسی نامحدود همه کاربران به متن مطالب تهیه نمایند!
توجه!
- حق عضویت دریافتی صرف حمایت از نشریات عضو و نگهداری، تکمیل و توسعه مگیران میشود.
- پرداخت حق اشتراک و دانلود مقالات اجازه بازنشر آن در سایر رسانههای چاپی و دیجیتال را به کاربر نمیدهد.
In order to view content subscription is required
Personal subscription
Subscribe magiran.com for 70 € euros via PayPal and download 70 articles during a year.
Organization subscription
Please contact us to subscribe your university or library for unlimited access!