The effectiveness of microcredit funds on alleviating poverty, generate income and create employment in Kerman province

In the last three decades, microfinance has been proposed as a way to combat rural poverty and some countries have achieved significant success in this field. The significance of this achievement has been in such a way that the World Bank has named, the year 2005, as the year of "microcredit" and has encouraged developing countries in the application of this credit method.
The main objective of this study was to evaluate the effectiveness of micro-credit funds on alleviating poverty, generate income and create employment and the statistical society of the study, included all members of the micro-credit funds in Kerman province in the year 2013-14, that 97 of them were selected as a sample using Cochran formula. Face validity was done with agricultural extension and education specialists. The reliability of the study using Cronbach's alpha test was about 0.89.
To analyze the data, descriptive statistical methods such as frequency, percentage, weighted scores and mean were used. Based on the results, except variables improving housing conditions and the ability to pay for children's education, the satisfaction level is more than the average (3). Thus, since the membership, total income of the family has increased, poverty declined, self-employment created and earlier business has flourished.