Responsibility of Bodily Injury Indemnity Fund for Physical Damages to the Negligent Driver

According to the article 3 of compulsory insurance of civil liability of owners of motor vehicles against third parties, act of 2016, the owner of the vehicle is obligated to obtain accident insurance at least to the rate of a Muslim man's atonement in a month which is not religiously prohibited in order to compensate physical damages to the negligent driver. Despite this act, it is probable that a vehicle owner does not have insurance policy because ofrefusal to conclude or renew the insurance contract for accidents or voiding it, or despite getting accident insurance, insurance company is not able to pay damages to the injured drive due to license suspension/cancellation, insolvency or bankruptcy. Hence, if losses are not covered, is the negligent driver has the right to claim for the damages from bodily injury indemnity fund? This paper seeks to answer to the above mentioned question. Our investigation indicates that answer to the question is positive and in these cases, negligent driver can claim for damages from the fund.