The Thematic Study of Money

The transformation of money from commodity money to credit and electronic money has created new issues in the field of money and banking, which make it necessary to recognize it. In the preferred theory, money is somthing that is widely known as a means of payment. Given the nature of money, "objectivity" of money is irrelevant, and everyone becomes a creditor of the bank to the extent of his or her deposit, not his own money. Therefore, there is no such thing as "common property" in the case of bank deposits, and if part of the bank's income is forbidden, it does not spread to other income. To understand the rules and transactions of money, it is important to know how money is offered and the motives for demanding money. In addition to prudential and trading motives, the motive of speculation is one of the motives for keeping money. The money supply in the economy is done through the central bank and the banking system. The partial reserve system (lending more than the bank's balance sheet) in addition to creating rights for banks, causes economic fluctuations.