neda razmi

The study of the economic system at the international level shows the fact that there is always a close relationship between investment and the level of economic development of countries. This means that countries with an efficient model in allocating capital to different economic sectors, often have higher economic development and consequently social welfare. This is a study of commercial banks. This study was conducted to investigate the effect of business unit life (company age) in a multidimensional analysis method to predict the credit risk of legal customers (studied by commercial banks) and the analysis was reviewed and the desired results were presented. .In general, according to the useful results obtained from the statistical test, which indicates 85% accuracy of the multidimensional analysis model of preferences in mode A and indicates the absence of errors on average in mode B.Therefore, it can be concluded that examining the lifespan of a business unit can increase the accuracy of the above model.

This research is about the effective factors on improving the absorption of private sector financial resources in Saman Bank of Tehran province. This research is based on the classification of research in terms of the objectives of an applied research. Based on the research method, this research is a descriptive survey in terms of classification. The method of data collection is field. The data collection tool is a questionnaire. In this research to analyze data from anova techniques. Test for inferential statistics. For data normality t, we use Friedman test to rank the data, and correlation coefficient to determine the relationships between variables, and we use SPSS software to analyze the data. SPSS software is one of the most standard software for performing the above techniques. To calculate the reliability of these questionnaires, we calculate Cronbach's alpha. In this study, first the indicators were identified. The research hypotheses were designed based on the indicators and finally all the hypotheses were proved using statistical techniques.