Analysis of the effects of micro-credits on Sustainability of rural economy(Case study: Mehr-e-Imam Reza fund-case in Neyshabour County)

Nowadays stable economic development is the most important purpose of developing countries and in this case micro-credits can be an efficient approach that play an important role in achieving firm living in rural areas. the main aim of this research is to analyze the effects of micro-credits on stability of the rural economy and in the end to answer this question whether micro-credits in rural areas lead to improvement of rural economic stability and its related features such as economic justice, Economic stability and Welfare? The way of studying in this research, depends on descriptive-analytic ways. Furthermore required information are gathered through documentary ways. so called statistics includes rural families of Neyshabor who have received self-employment loans from Mehr-e-Imam Reza fund-case.276families have been chosen based on kookraan formula as a sample society for research. The validity of contextual questionnaire has been validated and its stability has come to 0.939 through Cranach’s alpha. The collected data have been analyzed and come to a result by descriptive and presumptive statistics. The research’s achievements show that the performance of micro-credits in rural areas has significantly helped economical stability. So for stability of the economy of villages, the approach of that development is desired that looks at ordinary and lower parts as the agents and factors of preventative policies like granting micro-credits.