The Banking Regulatory Challenges in the Context of the Iranian Legal System

Banking, one of the industries that have been associated in recent years with many ups and downs and have experienced several changes. Banks and financial institutions in today's world unique role in determining the economic equation act And vital role in the success of economic success With regard to the banking industry of Iran, dating back more than eighty years, according to international standards is not an ideal situation And the problems of government debt to the central bank, low efficiency, the influence of political forces in the banking system, the balance of non-performing loans of banks, scattering laws and regulations of the banking system is facing. The research in the field of challenges in the banking system is necessary to achieve the country's development. In recent years, much of the criticism in the banking system entered the country And continuing the reform and restructuring of banks and the banking system has been emphasized at various levels; The root causes of poor performance of the banking system should be identified in three areas. The first area relates to the relationship between the government and the banking system, The second area relates to the internal structure of the banking system and the third area is related to the number of banking regulation.