Analyzing the Effects of Housing-Strengthening Credits on the Sense of Security Among Rural Households (Case Study: Mojezat Rural District, Zanjan County)

The sense of security is one of the important factors in the dynamics and healthiness of the living environment which is necessary to be considered at the process of planning, designing and managing of human settlements. During the last decades, the implementation of various programs and actions has provided the context for transformations in rural areas. Among these programs was the grant of housing-strengthening credits in rural areas. The present study investigates the effects of such credits on the sense of security of rural households. Based on the type, the present study is an applied research and according to the nature of research it is a descriptive-analytic study. The applied method for data collection was a combination of documentary and field study (questionnaire and interview). The statistical sample of the study is 811 households recipients of credits for the period of 2005 to2015 inthe rural district of Mojezat located at Zanjan county. Based on Cochran formula, 231 households were selected as samples to be interviewed. Both descriptive statistics (mean and standard deviation) and inferential statistics (paired t-test and Wilcoxon test) were applied to analyze the data. Findings of the research show that there is a significant relationship between the sense of security of rural households and its dimensions before and after receiving the housing-strengthening credits. The sense of security increased after receiving the credits (t-test:-42.365), and had the most impact on the sense of financial security (t-test: -44.282). Findings also indicate that other sense of security indicators are improved after receiving such credits.