Gradation of Islamic bank balance sheet for increase the share of payment of loan without interest (wages)

After more three decade of perform regulation of islamic banking, this question consider that why despite proof of role of interest rate in growth of inflation and existence doubt of juridical in method of payment of loan’s with interest, the wages loan ,just trivial measure of total loan in my country banking system and this group of convenience is not available for everyone. in this article with discussion a boat reason of confirmed this condition by definition a new legal  relation present a suitable alternative method for resolving this limitation for pay loan base wages and with using discursive juridical we show pay loan with this procedure is coincident with requirement facilities of Islamic banking and profits of people entrusted with new legal relation(proposal) is legitimate