Analysis of Factors Affecting the Acceptance of Mobile Electronic Services of the Insurance Industry ‎Using Fuzzy Network Analysis Process

Nowadays, electronic communication with customers has become an important and critical issue for insurance companies, and these companies are trying to satisfy customers and establish long-term relationships with appropriate technologies. Using a mobile set with its efficient tools has made it easier for companies to work. The purpose of this research was to identify factors affecting the acceptance of mobile application in insurance services according to the framework of the Technology Acceptance Model (TAM) and the Theory of Planned Behavior (TPB) and finally to evaluate and rank these factors. Factors considered in this study include perceived risk, social influence, perceived usefulness, cost, trust, and security, and suggested strategies (options) included applying one-time replacement strategy, partial replacement and parallel implementation. In this study, the statistical population was a group of experts in the field of electronic marketing and insurance managers. The sample of the study was selected by purposeful and judgmental method. A researcher-made questionnaire was used to collect data. To analyze the data, fuzzy analysis of network process (ANP) method was used. Results showed that the most influential factors in the mobile acceptance of electronic services of the insurance industry were perceived risk, perceived usefulness, trust, security, social influence, and cost, respectively. After determining the significance of the criteria, sub-criteria and outlining their internal relationship, the final ranking of strategies (options) was carried out. Thus, the most important strategies were the partial replacement strategy and the parallel implementation. The results of this study provide managers with clearer understanding of the mobile marketing requirements of e-services in this market and help them determine the most important aspects of planning and implementing mobile marketing services.