Abuse of rights in banking contracts

The abuse of the rights in Iran - like other countries - is prohibited and unpleasant, as Principle 40 of the Constitution addresses, but several factors such as gaps in Acts and regulations, the strict formalities of Islamic banking in Interest-Free banking operations Act and related directives and instructions, an important issue called "money", weakness of official documents- In the light of judicial procedure and regulations contrary to Article 22 of the Act on Registration of Deeds and Property- and the challenge of always being accompanied by so-called "inflation" has paved the ground for the misuse of banking contracts. Different types of abuse, depending on the case, can be committed by the customer (depositor or recipient of bank facilities) or by the bank. Abuse can also be at the time of concluding a bank contract or at the implementation stage and even years after the termination of the contract. In this article, various related hypotheses are examined based on the doctrine and jurisprudence.