The Requirements of the National Risk Assessment Document for Money Laundering and Terrorism Financing in the Light of the Risk-Based Approach

The nature of organized crime is such that it is not possible to deal with it, except through an organized response commensurate with the nature of the crime. The need for a methodical response to these crimes has led the Financial Action Task Force, as the most specialized organization to deal with such crimes, to propose a basic risk approach to countries. Explain that in any financial field, taking into account the existing risk, in the event of a crime, the plaintiff should take action; For example, in cases of high risk of committing a crime, in a financial area, appropriate action is taken to reduce the risk, increase the facilities and resources to deal with the crime. In the legal systems of countries to adopt a basic risk approach to crime, a strategic plan called the "National Risk Assessment Document" has been developed. In this regard, Article 3 of the "Executive Regulations of the Additional Article 14 of the Anti-Money Laundering Law approved in 1398" has also provided for the principle of its compilation; However, the mentioned document has not been compiled so far and theoretically the requirements for its compilation do not seem to be provided. Accordingly, in order to prepare part of the theoretical foundations of the document, in this study, after analyzing the basic risk approach, according to the documents of the Financial Action Task Force and with regard to the national risk assessment documents of several leading countries, principles and The requirements for compiling the National Risk Assessment Document of Iran should be compiled and explained in order to deal with organized and transnational crimes within the framework of the National Risk Assessment Document of Iran. It should be noted that this research has been done by descriptive-analytical method and in collecting resources, the library method has been used.