مجله توسعه تکنولوژی صنعتی
پیاپی 48 (تابستان 1401)

Regtech is an emerging concept that has created a great revolution in the field of financial services in recent years, so many financial organizations and institutions around the world are now seeking to coordinate and use it. Today, a significant number of start-ups in the field of Regtech have been born in the world that use new technologies such as: data mining,, machine learning, cloud computing, artificial intelligence, block-chain, etc. in this field. In this research, first the scientific concept of Regtech and its history were examined and then the goals, advantages and disadvantages, solutions, opportunities, trends and possible challenges of this important and instructive technology that will be placed in the way of users and financial market participants, was studied. In the present study, using the method of systematic review of theoretical foundations, 25 selected scientific research papers in the field of Regtech were collected and analyzed. Regtech solutions use new innovative and advanced technology methods such as machine learning, robotics, artificial intelligence, data mining, blockchain, application programming interfaces, cloud computing, service-oriented architecture and visualization solutions that can be faster, more accurate and less expensive in Regulatory. machine learning, robotics, artificial intelligence, data mining, blockchain, application programming interfaces, cloud computing, service-oriented architecture and visualization solutions that can be faster, more accurate and less expensive in Regulatory.

The purpose of this study was to investigate the effect of air pollution and environmental factors on financial performance. Spatial realm, companies listed on the Tehran Stock Exchange and realm of time, from 2014 to 2018. In this study, air pollution and environmental factors were considered as independent variables and the financial performance of listed and OTC companies was considered as a dependent variable. The present study is in the category of applied research and in terms of nature is in the category of descriptive research and in terms of method is in the category of correlational research. In the research data section, data collection of sample companies was performed by referring to financial statements and explanatory notes. Based on the systematic elimination method, 135 companies were selected as a statistical sample. In order to analyze the data, first F-Limer F-tests, Hausman test and Jark-Bra test were used and then multivariate regression test was used to confirm or reject the research hypotheses (Eviews software). The results showed that the effect of air pollution and environmental factors on financial performance including equity returns, stock returns, financial risk and changes in financial risk in listed companies is different from OTC companies. The results can increase the understanding and knowledge of investors and researchers in the field of capital market and in the light of it can identify other factors that have the ability to explain changes in financial performance. The results of the research are in line with theoretical foundations and can help managers in proper management and shareholders in investing and determining company policies and procedures.

Customer relationship management is a rotational process of corporate organizations with their customers, including the production, collection and analysis of data analysis and the use of results to improve services. Organizations use business intelligence to collect this data continuously and use it in knowledge management, analysis and in the decision-making process.

The main purpose of this research is to identify business intelligence on customer relationship management using knowledge management in the shipping industry of the Islamic Republic of Iran.

The present study is based on the applied purpose and its method is survey type. Data collection methods are a combination of library, field, and survey methods. The research tool was a questionnaire developed by researchers that validation and reliability were used by 15 experts, after the Likert score and were tested in 127 people. Factor analysis of changes and hypothesis testing were performed using SPSS and Smart PLS software. Findings showed that in the shipping industry of the Islamic Republic of Iran, Business intelligence has a significant impact on knowledge management successBusiness intelligence has a bearing on the success of customer relationship managementKnowledge management is related to the success of management in relation to conceptual management

Developing new capabilities is a complex process that involves continuous learning of technology and organizational knowledge. In the past, researchers have proposed a learning hierarchy model to explain the development ability of companies in developing countries. It has also been suggested that these companies compete on the basis of the production capabilities of a simple knowledge base. Rough ideas about sequences and steps, especially at the company level, can be misleading. The learning processes that underlie knowledge accumulation and development require technical capabilities as well as organizational knowledge management. An important aspect of this learning involves discarding competencies that may have been useful in previous courses but have not been introduced to new environments. The link between experience and production is still needed but not enough to develop innovative capabilities. Therefore, learning at the company level is neither automatic nor linear, but requires deliberate investment in various learning mechanisms. In the case of biopharmaceutical companies, due to the advanced nature of this type of industry, it was found that companies need a diverse set of learning mechanisms and the performance and implementation of a diverse set of learning processes, plays a key role in the accumulation of technological capabilities. In these industries, companies need a consistent strategy to manage and organize a diverse set of learning processes. The learning process is also affected by the absorber capacity. At the same time, the development of biotechnology is carried out by government-sponsored research and development programs.

In the last decade, the issue of information technology and innovation on performance has become one of the priorities of organizations, also organizational entrepreneurship is a factor that can help in improving the impact of information technology and innovation on organizational performance. The purpose of this study is to investigate the impact of information technology and innovation on performance mediated by organizational entrepreneurship. Research Method In this descriptive-survey study and the statistical population of the present study, 423 employees of Sarmayeh Bank in Tehran, 202 of whom were studied by simple random sampling. The data collection tool was a standard questionnaire and the validity of the structure was assessed through factor analysis; Research data analysis was performed by structural equation modeling using Smart-PLS software. According to the findings of this study, the hypothesis of entrepreneurial mediation regarding the role of information technology on performance was not confirmed, but the rest of the hypotheses were confirmed. The results indicate that the organizational entrepreneurship factor can have a positive effect as a partial mediator in the relationship between innovation and performance and as a mediator to help improve the performance of the capital bank and by creating competitive advantages in the current complex conditions by maintaining and growing. Your customer should gain superiority among competitors.