فصلنامه اقتصاد و مدیریت شهری
پیاپی 39 (تابستان 1401)

Digital technology began the reconstruction of micro-banking structures many years ago, but much later it changed corporate banking, and the digital transformation finally came to corporate banking; Therefore, the purpose of this research was to design and explain a model of digital corporate banking using a mixed approach. The sample size of the research in the qualitative section was selected after interviewing the 15th expert (participants were selected based on the criteria of work experience in the field of digital banking with the position of manager in the country's commercial banks and scientific expertise in banking). . In a small part of the statistical population, 210 managers with postgraduate education were Tejarat, Mellat and Ayandeh banks who were selected using the Cochran's formula and the random method of 136 classes. Qualitative section data were analyzed using content analysis approach and quantitative section data were analyzed using structural equation modeling based on partial least squares. In the qualitative part, in environmental factors, 4 comprehensive themes, individual factors, 3 comprehensive themes and organizational factors, 14 comprehensive themes have been extracted. The overarching themes identified in this study are skills and ability, brand management, business model, competition, customer relationship management, customers, demographic factors, digital payment, digital attitude, digital corporate banking, business environment, financial management, human resource management, Integrated infrastructure, marketing, mobile, organizational structure, organizational culture, organizational learning, rules and regulations, risk management and excellent management, and in a small part of the findings of structural equation modeling, has confirmed the model designed in this study.

In recent decades, natural ecosystems have undergone fundamental changes due to the increasing population and increasing demand to provide the facilities needed by humans, with the destruction of the environment, so we must always be concerned about the damage to the ecosystem. The purpose of this study is the economic evaluation of the Qeshm Island Persian Gulf ecosystem with emphasis on support and cultural services. In this study, a questionnaire was used to interview and extract the amount paid by tourists and visitors from the natural resources of Qeshm Island. Sampling was done randomly and among the visitors of the recreational complexes of Qeshm Island in two periods of March and May, which has the most tourists. In this study, the number of samples was determined based on the mean and variance of the statistical population of visitors to Qeshm Island with the help of a questionnaire. Finally, the willingness to pay and the fee was checked by the visitors. The willingness to pay was assessed with the logit model. Due to the negative coefficients of the proposed variable in the Logit model, the probability of acceptance decreases with increasing cost. The statistical value of the likelihood ratio obtained in the results is 73.211. The percentage of correct prediction in the estimated pattern is 73%. Considering that the acceptable value for the logit and probit pattern is higher than 70%, the value of the obtained percentage of prediction seems desirable, so this pattern is reliable. It seems necessary to conduct studies to improve the economic situation of the natives of the region. Providing a platform for private sector entry to invest in nature and tourism is another measure that can be taken. Finally, establishing relationships with regional tourism industry investors to develop the city's facilities, including airlines, hotels, tour operators, travel agencies, and other necessary investments, can be prioritized.

Cities are considered as the main factors that create sustainability in the world. Societies need to manage any type of economic, social and natural investment with the aim of improving the quality of human life, one of which is monetary policies and policies, which if implemented correctly, we will see growth and prosperity. Was. The purpose of this research is to evaluate monetary policies in the country during the period of 1357-1398 using the system dynamics model. The data used in this model are time series. The data used in this model are time series. It is necessary to check the characteristics of the variables in terms of reliability before estimation; For this purpose, Likert test and vensim system have been used. The results of the research indicate the lack of attention to the variable of open market operations, which by using more of this tool causes liquidity management and intervention in the money market and has a significant effect in reducing the inflation rate index. With the independence of the central bank to apply monetary policies, the target groups will also benefit from it. The documents and evidences during the period of time indicate that the mentioned model in the country's economy cannot be rejected, and it is taken as a whole that the monetary authorities and the Money and Credit Council have followed stabilization policies.

Due to their nature, airports have a significant impact on the economic development of countries. Nowadays, due to the increase in income and reduction of losses caused by sudden accidents, it is necessary and necessary to continuously improve the operation of airports. Also, the transportation of infrastructure and one of the important parts of the consumer production cycle is considered to play a very important and effective role in the process of economic growth, while it is also a part of the process of growth and inheritance. Based on this, the aim of this research is to analyze the cost structure of Iran's airports and evaluate their role in improving allocation efficiency. From the point of view of the method, this research is descriptive-surveillance and correlational, and from the point of view of the type of supervision and the degree of control, this research is in the category of field research. Data envelopment analysis method was used to analyze the hypotheses. In order to calculate the cost structure, from operating costs and administrative and general costs, and in order to calculate the allocation efficiency from the number of employees working in the airport and the size of the flight surfaces to calculate efficiency, technical efficiency with terminal size and runway length and for economic efficiency With the number of passengers at the airport, the number of flights used. These variables were investigated during the years 2013-2018. The results showed that the operating costs have a significant relationship with the size of the terminal, the length of the runway, the number of employees and the number of flights of the country's airports, and it has no significant relationship with the size of the flight levels, the number of passengers and the amount of cargo of the country's airports. Also, the results of this research showed that the administrative and public costs have a significant relationship with the size of the terminal, the number of employees, the number of passengers, the amount of cargo and the number of flights in the country's airports, and it has no significant relationship with the length of the runway and the size of the flight surfaces.

Today, according to the increasing trend of environmental changes and developments, organizations and companies need strategic entrepreneurship to respond effectively to their environmental needs; Therefore, different models have been presented for it. The present article is trying to systematically examine the findings of the studies conducted in this regard using the meta-combination method and analyze them based on the formation process and the output achievement. For this purpose, by referring to the authentic documents and documents available on the sites and after reviewing the information of English sources from 2000 to 2019 and Persian from 1380 to 1398, 88 suitable articles were identified from the mass of primary articles. In order to analyze the selected articles, constituent concepts and influential components, the content analysis method was used, and in order to validate the extracted concepts, the Delphi panel method was used with the presence of a number of experts. At the end of the research findings in the form of five components of leadership, attitude, resources, opportunism and innovative learning and ten sub-components of individual characteristics, managerial, organizational, cultural, social, financial, non-financial, path of discovery and creation, exploitation, education and creativity and innovation. And 49 concepts were identified and classified. Also, the rank and importance of experts' opinions about the components of strategic entrepreneurship are in the order of leadership characteristics, opportunism, innovative learning, attitude and resources.

Brand orientation name indicates the degree of concentration of the marketing strategy and activities of a company on the brand name. This study examines and identifies the effective components on improving brand performance, with emphasis on the role of strategic management of human resources and entrepreneurial orientation in small and medium-sized companies. First of all, the components of research in improving brand performance, strategic management of human resources and entrepreneurial orientation were identified through literature and Semi-structured interviews with 9 marketing experts and university professors who were selected by snowball method. Interviews were coded with three methods of open, axial and selective coding, and finally, 21 components were identified. The Interpretive structural method was used to create a relationship between the components of the research. In the end, the final output of ISM was used as the input of Fuzzy MICMAC analysis to identify the position of research components.  The final reachability matrix results of ISM was made in seven levels, and the main variables were the size of company, open innovation, entrepreneurship and knowledge. Improving brand performance in small and medium companies is an unstable system based on MICMAC analysis.

The process of industrialization and increasing production, in addition to creating economic benefit and social welfare, brings various risks; So that it can be said that harmful factors caused by industry activities in the environment are inseparable from industry and production and always threaten the health of the workforce, environment and production capabilities in the future. Therefore, in order to reduce the harmful factors, the principle of sustainable development in the industries of the countries of the world has been prioritized. In this regard, the aim of this research is to design a sustainable development model based on the role of electricity industry companies. This research was carried out in the framework of a qualitative approach and using the database research method. The tool of data collection is semi-structured interviews, and in order to collect information, interviews were conducted with 26 experts of the country's electricity industry using a targeted sampling method. Data analysis was done in three stages of open, central and selective coding, and based on that, a qualitative research model was designed. In this research, more than 303 open codes, 51 subcategories or concepts, and 12 categories were extracted and identified, and applying and paying attention to all of them together can provide the conditions for achieving sustainable development. Based on the results of this research, the main category in this research is the preservation of the environment and natural resources for future generations. Also, the causal conditions include the development of the national electricity network and the reduction of environmental damage. The consequences obtained in this research are: moving in the path of sustainable development, spending the saved money on improving people's lives and optimal use of natural resources. In case of applying the strategies of education and culture, adopting policies to support natural energy and formulating a strategy to achieve sustainable development in the electricity industry, it is possible to achieve them. provided Although the challenges and obstacles in the electricity industry may slow down this process, solutions should be considered in order to eliminate and reduce its harmful effects.

The present study presents the design of a citizen education system model with the approach of future cities in Tehran Municipality. The method of this research is applied in terms of purpose and has been done by exploratory method. The data collection method is mixed (quantitative and qualitative) and the data collection tool is interviews with experts by conducting specialized interviews in Delphi method and a questionnaire. Then, through the implementation of the questionnaire, data analysis in the qualitative part was done by coding method (open, axial and selective) and in the quantitative part, the collected data were analyzed by descriptive and inferential methods through SPSS 16 and Smart PLS software. In this study, descriptive statistics including frequency, frequency percentage, frequency distribution table, graphs and also describing the characteristics of the respondents to the questionnaire were used to describe the data. In inferential analysis, data analysis was performed using factor analysis. The results showed the components: altruism, work conscience, chivalry, civic behavior, politeness and consideration, legalism, participatory spirit, responsibility, self-confidence, socio-political behavior, behavior based on religious and national teachings, environment and sustainable development Finally, smart governance, with its indicators, was accepted in the municipality of Tehran under the title of dimensions and components of designing a model of citizenship education system with the approach of future cities. Pattern fit indicators in factor analysis confirm pattern fit.

Economically, the tourism industry is a relatively new phenomenon in international exchanges. Today, tourism is considered one of the most important sources of foreign exchange income in many countries. The tourism industry as an economic, social and cultural activity has become very important for the development of countries. Considering the effect of spatial proximity, the present study examines the relationship between the two variables of economic growth and tourism growth for 29 provinces of Iran in the period of 2011-2018. The results show that considering the location dimension, the two variables of economic growth and tourism growth have a positive and significant effect on each other. In other words, the economic growth and tourism growth of the studied provinces have spatial and spatial effects and are affected by other provinces, and the smaller the distance between the provinces, the lower the cost of travel. Therefore, tourism is more influenced by the neighborhood.