optimized h

Today, the most important aspect of product design is based on the needs and requirements of customers, therefore, the Quality Function Deployment (QFD) approach is one of the ways that is used to increase customer satisfaction. Due to the uncertainty and inaccuracy of the properties in the relationships, the fuzzy coefficients are often used in planning QFD. In the present study, the fuzzy linear regression approach is used to identify inaccurate and ambiguous functional relationships between customer requirements and engineering indicators. In this approach, for non-fuzzy data situation, the optimal values of the parameters would be determined based on the output set of the regression model so that it has a membership degree greater than or equal to h, which indicates how much fuzzy the output of the fuzzy regression model is being. In this study, the aim of using a fuzzy linear regression model is to identify the functional relationships in QFD to optimize h value in the industrial lama electronics industry. The results of this study indicate that the values of the range of coefficients in optimal h model, when compared to zero, give better data and increase the reliability of the system.

Credit risk interprets as the probability of obligations non-repayment by customer in due date is considered as one of causes financial institutions bankruptcy. For this purpose, data mining techniques such as neural networks, Decision Tree, Bayesian networks, Support Vector Machine is used for customer segmentation to high-risk and low-risk groups. In this paper, we present the hybrid Imperialist Competitive optimization algorithm and neural network for increasing classification accuracy in evaluation and measurement credit risk of bank customers. The proposed method identifies the optimistic features and eliminates unnecessary features decreases problem dimension and increases classification accuracy. To validate this method, it implements on UCI dataset and also on a reality dataset of a private Iranian bank. The experimental results show this method is more satisfactory than other data mining techniques. The neural network error for the test set decreases with selection of effective features and elimination of low-impact features by the Binary Imperialist Competitive Optimization Algorithm.
In addition test data error rate remains at acceptable level for other used classification methods. This article is the first use of algorithms Imperialist Competitive for credit risk assessment of bank customers.