Individual and Social Factors Related to Rural Women's Tendency to Participate in Micro-Credit Fund in Mazandaran

At present different developmental strategies emphasize on public participation in general and women as half of community population specifically in order to achieve development goals. The micro-Credit fund plan for rural women is among plans has been performed by ministry of Agriculture Jahad aims to increase economic activities، welfare services and empowerment of rural deprived women. In spite of many endeavors، the plan hasn’t been welcomed by rural women. Therefore، main research question is answering why most of rural women didn’t significantly participate in this plan? To finding a precise and objective answer to the question، families living in villages and have micro-credit fund formed statistical population. A survey method and questionnaire were used to collect data. Findings have shown that variables such as personal characteristics of rural women، meta- individual factors، cost-benefit of participating in micro-credit fund and socio-economic qualities of rural women had a significant relationship with dependent variable. However، independent variables such as: individual characteristics and social status had no meaningful relationship with dependent variable and consequently the research hypotheses rejected. Totally، according to coefficient of determination، independent variables have a significant relationship with dependent variable. As a result، only 0. 52 of dependent variable was explained by independent variables.