Analysis of financing mechanisms for small and medium businesses

The objective of this survey research was to analysis mechanisms for financing of agricultural production cooperatives. The statistical population consisted of managers of agricultural production cooperatives in Fars province (N=620). 114 people determined as sample using Cochran Formula and proportionate stratified sampling technique. The data were collected by a questionnaire developed and analyzed by SPSS win software and LISREL software. The validity of the questionnaire was approved by a panel of expert. In order to measure the reliability of the questionnaire، Cronbach Alpha coefficients were calculated (0. 92). Results of prioritizing mechanisms for financing of agricultural production cooperatives showed that the two top most important mechanisms were given financial facilities with low interest rates for agricultural cooperative and government support from agricultural production cooperatives. Also، to identify the components of mechanisms for financing of agricultural production cooperatives، discovery factor analysis was applies. In addition، in order to investigate the fitting indexes surpasses model، confirmatory factor analysis and structural equations modeling was used. The results showed that mechanisms are formed in six factors including: facility، support، consulting- education، communication- participation، technical and regulations that explained about 63. 19 percent of variations.