Risks of Non-Life Insurance Swap in the Capital Market and Insurance Industry of Iran and Solutions to Cover Them

swaps market and the different types of risks associated with the two operational models of the non-life insurance exchange marketRisk assessment and management are among the most important challenges for managers in different companies and industries. The insurance industry is no exception, and there are numerous problems in distributing the risks and demands of large insurance companies that are not repaid for a long time and the amount of claims is increasing day by day, necessitating the design and use of new financial tools to solve the problems of the insurance industry.Non-life insurance swaps are one of the new derivative financial instruments that additionally contributes to the hedge and transfer of risk and as an insurance security can also balance the risk as well as free up the risk-holding capacity of insurance and reinsurance companies. In addition, insurers' differing views on risks and their probability of occurrence can lead to the formation of insurance swaps markets, especially catastrophic swaps.

 first, based on library studies and by descriptive-analytical method, are calculated based on the results obtained from the experts of the focus group of reinsurance experts to present non-life insurance swaps market and non-life insurance swaps tools, Then different types of methods of covering these risks are expressed

 After analying the market risks of non-life insurance swaps, different types of risks are calculated based on the two operational models of the non-life insurance swap market and the methods of covering their risks counts, which are based on the results obtained from the experts of the focus group.

  One of the dimensions of the implementation of the non-life insurance swap market is the study of its risks. In this research, the risks and various methods of risk coverage of the model are presented.