Study of Effective Factors Contributing to Risk Management’s Major Agricultural Productions by Emphasizing on the Role of Agricultural InsuranceCase Study: Garden Products of Alborz Province

Agriculture is one of the most important parts of Iran’s economy .  Unstable climate and unpredictable variable nature of phenomena and natural disasters, have resulted in an uncertain future for agriculture and farmers source of income.   A wide range of strategies have been suggested by risk management in order to try to control or the least reduce negative effects of agricultural productive activities.   Insurance is one of the recent methods facing these risks, in which the insurer guarantees to compensate the probable detriments that may occur for the insured in a certain period of time.   Therefore the present study has applied fluctuation criterion to measure standard deviations by analyzing and assessing the number of insured people, indemnities, the quantity of insured, premium, and the amount of indemnities.   Due to equal effect of social and economic conditions on all the arboretum yields and limited scope of the province these factors were assumed to have the same standard deviation.   The results of the survey clustered upon the peril coefficient and was analyzed by the SWOT model.   The best outcome strategies were prioritized as listed below.   -Prehension state subsidies privileges must be subjected only by insuring the Garden Products .   -Rebate bonus of perils based on the current premium of Garden Products .   -The premium of Garden Products must differ upon the local peril coefficient.