جستجوی مقالات مرتبط با کلیدواژه « مدیریت ریسک » در نشریات گروه « مدیریت »

Risk management is one of the solutions of organizations to deal with uncertainty in the business environment, which has an effective role in using resources, as well as maintaining and promoting efficiency and effectiveness, and as a result,improving the organization's performance. The purpose of this research is to analyze the components of resource utilization with a risk management approach using the evolutionary theory (foundation data). In order to collect data in the qualitative part,semi-structured interviews were used, and the interviewees included managers and experts of one of the companies active in the copper industry and were selected purposefully. In order to model, the version of Strauss and Corbin was used in the foundation data approach.In this process, 60 concepts and 21 categories were created and they were grouped in the main 6 axis of Grounded theory. In the quantitative validation part of the model, structural equation modeling method was used.At first, questionnaires were compiled and their validity and reliability were examined.Content validity, divergent and convergent validity were used to measure validity, and Cronbach's alpha method was used for reliability and all were confirmed.Then it was distributed among the statistical sample. The statistical sample of managers and experts of the studied company was 82 people, and based on this, sampling was not done and the total number was counted.Based on the analysis of the questionnaire data, considering the non-normality of the data distribution,the research model was tested and confirmed by the partial least squares method with the help of SmartPLS3 software.

The purpose of this research is analyzing the supply shain risk management based on resilience capabilities with TISM approach in Iran's National Oil Products Distribution Company and the gasoline supply chain.
Variables were identified through a multi-grounded theory.Then, the relationships between the dimensions of the structural model was determined through TISM.
The results showed that, inherent risks, socio-political risks and environmental risks are at the top of the model and have a greater impact on other risks. The occurrence of supply, demand and processes - operational risks lead to the emergence of organizational risks. A high level of risk in the organization causes disruptions in the supply chain.Therefore, in order to respond to risks and control them, resilience capabilities have been provided. The dimensions of resilience are affected by risks and react to control them. This issue can help the supply chain achieve its goals.

The purpose of this research is to explain and validate the coordination model of the marketing and sales department in the insurance industry in Iran. The present research is applicable in terms of purpose. The statistical population of the research includes experienced managers in insurance marketing and sales, senior experts of insurance companies and university professors; and the statistical sample was considered to be 181 people using Cochran's formula. Sampling in this research is in the form of random clusters. The collection tool in this research includes a researcher-made questionnaire derived from the qualitative method. Data analysis was done by SPSS software. The findings showed that the coordination model of the marketing and sales department in the insurance industry is affected by various factors directly and indirectly, and managers' understanding of the complexity of the relationship between these two units is of great importance in the growth of insurance companies and creating a competitive advantage for them. In order to ensure the achievement of the goals, managers must pay attention to the causal conditions such as the implementation of the risk management dashboard, structural integration and coordination in the business, creating synergy in organizational decisions, recognizing the prerequisites for coordination between the two departments of marketing and sales in the form of background conditions or coordination challenges such as "partial prejudices, non-specialist human capital, conflict of interests, managers' taste, CEO's attitude, ethical considerations, unfavorable customer support when receiving damages and fulfilling the organization's obligations, as well as interfering conditions such as upstream documents, market conditions (market stakeholders), legal conditions, and competitive conditions.

Investment in the construction industry can only cause economic growth and achieve economic results when capital injection and housing production are targeted and ultimately lead to housing consumption; because if the imported funds are not directed to the building sector, the final price of housing will increase and will make real consumers less able to buy. Therefore, the entry of liquidity into the construction industry requires formulation of strategy and policy in order to increase the growth rate of housing. Also, risk management and knowing its key components lead to reducing construction costs and creating a more appropriate price in the construction industry. The aim of the current research is to know the dimensions and components of risk management in Iran's construction industry with a fuzzy Delphi approach with interpretive structural modeling and DEMATEL technique.

The current research method is exploratory and the goal is to answer the research questions. In terms of the type of research, it is practical because its results are used for risk management in Iran's construction industry. The method of the current research is mixed (qualitative-quantitative). In the qualitative dimension, using the fuzzy Delphi method, it has identified the dimensions and components of risk management in the construction industry in Iran. In the quantitative dimension, by using interpretative structural modeling technique and DEMATEL, by using surveys of experts and university professors, it has been done to stratify and examine the intensity of relationships between dimensions.

The results show that at the lowest level of the model (level three), the risk dimension of political factors is placed, which acts as the cornerstone of the model and to achieve risk management in projects. Iran's construction should start from this factor. Also, the results of examining the intensity of relationships between dimensions with Dimetal show that the social risk dimension is the most effective dimension, has the highest numerical value based on the row sum (D), and thus, with the most influential dimension among the investigated dimensions of risk management in Iran's construction industry has been identified. Also, according to (D-R), the lowest value, the risk dimension of laws and regulations, is the most effective dimension of risk management in Iran's construction industry.

Originality/Value:

 The current research is new in terms of the subject area, i.e. in the field of the construction industry of Iran, and in terms of the location area, i.e. companies active in the field of the construction industry of New Tehran. The research gap that creates the space for innovation in the current research, according to the perspective of soft operations research, which is a tool for creating complex and new problems, is the use of Interpretive Structural Modeling (ISM) and DEMATEL. Less research has been done on leveling and examining the intensity of impact and effectiveness of the components of risks in the construction industry.

Commercial credit insurance as an insurance that insures the credit sellers of goods and services as well as creditors, including banks and credit institutions, against non-repayment of paid credits; It plays an important role in today's business, but it has not been well received by insurers in Iran. The reluctance of insurers to provide these insurances is more evident, especially in the case of export credit insurance coverage and also the credit insurance coverage of banks and financial institutions. One of the most important reasons for this situation is the very high risk of credit insurance coverage, which can lead the insurance company to bankruptcy. Although reinsurance is a solution for insurance companies to transfer and manage risk; But it faces limitations. By converting such risk into securities and transferring it to the capital market, risk management becomes possible for insurers, and it becomes possible to offer credit insurance. A solution that is also inserted in the note of Article 5 of the Budget Law of 1399. In this article, with a descriptive-analytical approach and using library resources, we discuss the special features of credit insurance and the effect the securitization of that risk will have on increasing its popularity

The aim of this study is to identify and prioritize risks and to provide appropriate control strategies for management contract of projects of the IIES. By examining the research background, Delphi method and questioning from experts were identified the risk and in order to correct, complete and confirm them, they entered different Delphi method, then the probability of occurrence and effect of each risk was determined by using the opinion of experts. After combining the cost, time, quality and range effects of each risk and multiplying the overall effect by the probability value of that risk number was obtained and control strategies in relation to high risks were presented. A total of 68 risks were identified at different stages of the project life cycle, of which 48 risks were included in the evaluation and prioritization calculations. The risks of the contract and the implementation stage were the most important risks.

One of the most effective services provided by the armed forces during social crises (such as war, etc.) is the construction of military field hospitals. The location and construction of these hospitals have potential risks that need to be identified, prioritized, and find appropriate solutions to contain them. The purpose of the current research is to identify the risks of building military field hospitals during war and crisis and to prioritize them using the FMEA approach. The research is based on the method of data collection, descriptive-case study, and based on the type of data, it is mixed. The research expert team includes 17 experts (all of whom were familiar with the basics of risk management, field hospitals and the FMEA approach and had experience or academic records of more than 20 years, related to one of the mentioned subjects) using the available method and until reaching the theoretical saturation stage was selected. In order to survey the experts, a semi-structured interview was used. The first researcher-made questionnaire was used by the expert team to calculate the CVI index, and the second researcher-made questionnaire was used by 60 experts in the research field for the FMEA approach. The validity of the questionnaires was confirmed using content validity and its reliability using Cronbach's alpha and SPSS software. Based on the results, 60 priority risks (including 16 high-risk cases, 26 medium-risk cases, and 18 low-risk cases) were identified in the establishment of military field hospitals. Also, the results show that the risks of lack of drug storage, blood supply bank, operating room equipment, engine house, water tanks and facilities, health and energy infrastructure, land quality, waste disposal system, structure strength, camouflage and security of transmission routes are the most important risks.

One of the effective solutions in managing the crisis and improving the resilience of the affected areas is to benefit from military field hospitals. This is despite the fact that there are various risks during the establishment of such hospitals, and the development of effective management strategies for such risks can lead to the improvement of the resilience of areas affected by the crisis. The present research is based on the method survey-descriptive, and based on the nature of the data, it is mixed. It is also practical. For this purpose, in the first stage, after calculating the risks, they were screened using the content validity index. In the second step, the screened risks were classified into three categories of low risk, medium risk and high risk using the combined approach of "FMEA and AHP". Comparing the results with the results of risk assessment using the classic FMEA, indicates the high efficiency of the proposed method. Based on the results of these two steps, the risks related to the lack of access to energy infrastructure, patient transfer route, change of construction site, lack of operating room equipment and lack of access to the waste disposal system are the five most important risks identified with high weight. In the third step, using the combined approach of "AHP and SWAT", the strengths and weaknesses of military organizations in the construction and establishment Military Field Hospital and based on its results, nine strategies and eleven implementation solutions was proposed.

Nowadays, most of the transactions are concluded in credit terms that impose the risk of non-receipt of credit on the seller. The risk may be due to two categories of commercial and political risks such as inability, unwillingness or bankruptcy of the customer. Although the information asymmetry may exists in both categories of these risks; it is more possible to occur in commercial risks as the credit buyer knows more than anyone about his intention to pay the debt when it is due. Also, he is usually the one who is aware of his insolvency and probable bankruptcy and may hide the information from the credit seller. So, to cover these kinds of risks, the commercial companies buy credit insurance. Credit insurance is one of the methods of managing information asymmetry between buyer and seller as a knowledge unequivalence between the two. By providing some tools for the seller, credit insurance can reduce the information asymmetry. In this research, relying on the library method and with a descriptive-analytical approach, an attempt has been made to describe the concepts and explain the subject, especially considering the novelty of commercial credit insurance in the Iranian legal system. The authors believe that credit insurers can have a significant effect on reducing this asymmetry by providing credible sources of information and additionally the possibility of monitoring their buyers. Furthermore due to their expertise they could manage the information asymmetry between themselves and their insured satisfactorily, often by using Contractual arrangement.

The main objective of this experimental study is to determine the effect of the weakness of internal controls, the audit report of the previous year, and the ownership structure on the auditor's change and the delay in the audit report. The statistical population of this research is the companies accepted in the Tehran Stock Exchange. The data of this study consisted of 1860 years of the company from 2006 to 2018. The research method is correlation and causal hypothesis and hypothesis testing method, correlation test and regression. The results of this study showed that the weakness of internal controls has a significant effect on the auditor's change and the delay in the audit report. Therefore, the significant impact of the ownership structure and audit report of the previous year on the auditor's change and the delay in the audit report was not observed.

Risk management acts as advanced and preventive internal controls and will reduce possible losses,therefore it plays a key role in audit planning.The purpose of this research is to investigate the impact of risk management on the development of government audit using qualitative and quantitative methods in the public sector.To conduct research in the qualitative phase and to answer the research questions from 20 people from risk management and government audit experts and to test the research hypothesis and respond to a 5-choice sample questionnaire of 205 people from government auditors of different levels by sampling method were selected purposefully .From the point of view of the applied goal, this research is descriptive-survey in terms of method and mixed in terms of data type.Finally, in the fuzzy Delphi phase, 20 risk management factors were identified,which were in accordance with international standards. After this stage, a researcher-made 5-choice questionnaire was used to test the hypothesis of the impact of risk management components on the development of government audit. According to experts, the face validity of the questionnaire was higher than 0.7 with Cronbach's alpha coefficient The results of statistical analysis with SPSS 21 statistical software showed that risk management has an effect on the development of government audit, and the type of people's post has an effect on the answers, and finally, the gender of the respondents did not affect the answers.The research results indicate that auditors should pay attention to risk management components during audit planning to improve audit tests.

Identifying the factors affecting the performance, risk and price of banks is important both from the perspective of shareholders and depositors and from the perspective of active elements in the market. Given that the financial market consists of the two main pillars of the money market and the capital market, the most important task of the capital market is to attract scattered capital and its optimal allocation to units that move both for economic development and to maintain the expected interests of investors. Therefore, banks, as the engine of financing the economy, are of special importance for other enterprises active in the economy, both for the government and for the banks themselves. Accordingly, identifying the factors and indicators affecting performance and profitability, risk management, as well as changes in their stock prices, both in terms of bank management and from a macroeconomic point of view, can guide the economy and governments. On the other hand, given that the main activity of banks is to provide facilities and loans to applicants, proper management of banking challenges and improving the factors affecting the efficiency and effectiveness of banking resources, can move the economic cycle in the right direction. Accordingly, the researcher analyzed the information of 11 banks in the 9-year period from 2009 to 2017 to assess the impact of management ability, political relations and financial crises on performance improvement, risk management and falling prices of banks listed on the stock exchange. Tehran Stock Exchange paid. The results of the analysis of hypotheses in three parts show that first, the ability to manage has no significant effects on any of the performance indicators of banks, including return on assets, return on capital, growth rate of shared income and growth rate of non-shared income, as well as management ability on liquidity risk effects. It is significant, but it does not affect credit, operational and bankruptcy risk. Finally, the ability to manage has not affected the risk of falling stock prices of banks. Second, political relations have only a positive and significant effect on the growth rate of shared income and have no significant effects on return on assets, return on capital and growth rate of non-shared income. Also, political relations have significant effects on liquidity risk and bankruptcy, but on risk. Credit and operations are not affected. Finally, political relations have not affected the risk of falling stock prices of banks. Third, financial crises only have a positive and significant effect on the growth rate of shared income and have no significant effects on return on assets, return on capital and growth rate of non-shared income. Also, financial crises have significant effects on credit risk, liquidity and bankruptcy. Does not affect operational risk Finally, financial crises have a statistically significant effect on the risk of falling stock prices of banks.

This research aims to evaluate the maturity of an organization's information management with an innovative approach in facing emergency situations, and by introducing web-based information systems software, it provides information to crisis managers at different levels and activities in order to solve some of the issues related to lack of coordination. to solve those that exist during the crisis. Countries that have a long history of crisis management and the use of information systems have made significant progress compared to developing countries and the third world.The bitter experiences of the crises that occurred in recent years indicate that the prevention and containment of crises, first of all, requires making effective decisions based on correct and structured information that is quickly and easily available to decision makers, so today the category Crisis management with the help of technological innovations has been more emphasized.Considering the dependence of most processes on information technology in the third millennium, this article examines the importance and application of information technology systems in crises.

In a dynamic business environment, organizations use an agile supply chain as a key strategy to deal with volatility. Therefore, the agility of a knowledge-based company indicates the responsiveness of that company when facing internal and external changes, and agile knowledge-based companies have the ability to compete with other companies in providing services to the target market. Therefore, in current research, the impact of risk management based on artificial intelligence is being investigated. This study is practical in terms of purpose, and from the point of view of data collection, this study is in the field of descriptive survey research. The statistical population of the current research consists of employees of knowledge-based companies, 280 sample members were available and the questionnaires were completed. In this research, two library and field methods were used to collect data, and the variables investigated in the present study were measured through polling using "localized electronic questionnaire". Data was analyzed using spss software and partial least squares method and Smart PLS software were analyzed. Examining the results of this research showed that risk management based on artificial intelligence affects the agility and ability to reengineer the company's supply chain. Also, in the indirect relationship between the ability to reengineer the supply chain, the relationship between risk management based on artificial intelligence agility and the ability to reengineer the supply chain mediates the company.

The aim of this study was to evaluate Islamic banking risk management based on IFSB guidelines in one of the state-owned banks in North Khorasan province.

The research method in this study was descriptive survey and the statistical population included branch employees and employees and managers of different management departments of the bank. Sampling was purposeful and the data collection tool was a questionnaire that 35 people participated in the survey process. The questionnaire used in this study is a translation of the questionnaire presented by Rosman and Abdul Rahman [30] based on the principles of the IFSB guide in 2015, the validity of which was confirmed by experts and some editing points were applied, and its reliability by 25 experts with alpha Cronbach confirmed 0.76. Descriptive statistics and Kolmogorov-Smirnov tests, binomial test and Friedman test were used to analyze the data.

The results showed that 9 out of 42 components of risk management are not in good condition; these components include 2 components of investment risk management, 4 components of market risk management, 1 component of liquidity risk management and 2 components of business risk management shift.

Originality/Value: 

The results of this study showed that there are weaknesses and opportunities for improvement in the fields of market risk management, investment risk management, business transfer risk management and liquidity risk management, respectively.

The present research has analyzed the dynamic risks of the stability of the supply chain of banking services using social network analysis (SNA) and system dynamics (SD) in order to policy the stability of the supply chain of banking services. According to the results of SNA; Corruption risks of receiving facilities, customer dissatisfaction, shareholder dissatisfaction, bank service costs, the cost of establishing a new bank branch, demand for facilities, payment claims to customers and the bank's supervisory weakness as critical risks and risks of paper waste, urban traffic, cyber security, supervisory weakness and Lack of human resources were identified as the most causal risks . Next, the SD model was designed based on the interactions of critical risks and its effects on the stability of the supply chain of banking services using the data of Iran's Mehr Bank. According to the sensitivity analysis, the sustainability policies of the bank service supply chain, including financial, social and environmental sustainability, were identified and the results were compared and analyzed, finally, the selected combined policies included:1-Managing 5% reduction in bank costs through agility processes and expenditure monitoring; 2-Increasing the efficiency of the validation process by 4 times; 3-Increasing the fee income of banking services by increasing the allocation 3 times to the development of electronic banking infrastructure; 4-Implementation of employee empowerment training programs;5-Proportionalization of the number of employees; 6-Increasing electronic services in order to increase access to the bank; 7-Appropriate location of branches and ATMs; 8-Awareness and promotion of electronic services were provided

The risk-taking culture plays a crucial role in shaping managers' behavior and decision-making orientation when facing organizational threats and risks. When this type of culture aligns with organizational requirements, it becomes a valuable cultural capital. This research aims to utilize a valid risk culture model to determine the optimal state of the risk-taking culture within each branch of the I.R.I Army.

The current research is an applied, quantitative, inductive, and descriptive-survey study. The statistical population consists of commanders, strategic managers, and middle managers from selected Army organizations. Data were collected through a survey method using a questionnaire tool and analyzed based on the implementation process of the desired model.

Differences exist in the suitable condition of the risk culture components (risk orientation, decision-making style, focal point, and formalism) among the subordinate forces of the army, leading to the recognition of specific desirable risk-taking cultures for each branch. Hierarchical type, protect type, venture type, and strategic type have been identified as appropriate risk cultures for the ground force, air defense force, air force, and Navy of the army, respectively.

The unique content factors of organizations necessitate the adoption of different types of risk-taking culture. The results of this research provide a foundation for improving and managing risk culture within this organization.