Designing Portfolio Management System for Banking Loans By Using Data Mining Technology

Lending is one of the main services of the banks. It is notable that the process of funding money and lending it to the customers has a cost of capital, so, the lending condition should be economical for both bank and customers. Hence, in this article we’re going to provide a model of banking loans loan portfolio which is designed as a soft-ware application that supported by Data Mining Technology and mathematical models. This model could provide optimum combination of bank’s loan portfolio and contribute as a decision support system for bank credit management.