Effective factors on ranges insurance acceptance by exploitations in Golestan province-Kalaleh district

Rangeland insurance can be one of the mechanisms to deal with inevitable risks of natural resources and may be the most appropriate strategy to reduce financial losses. Rangeland insurance in rural and tribal communities could be considered as a new phenomenon. In this research, the factors affecting rangelands insurance demand were investigated in Kalaleh district. The study was a survey research using questionnaires of pastoralists. In the questionnaires, several variables were examined. The target population was all pastoralists that had range management plan. Sample size was determined using Cochran's formula and estimated to be 115 people. In this research, to assess the factors affecting rangeland insurance demand econometrics patterns Logit model was used. Logit model parameters were estimated using maximum likelihood. According to the results, the effects of premium, forage residue, and membership in the council were negatively significant, while other factors were positively significant in rangeland insurance demand. Rangeland insurance can play an important role in range improvement and reclamation as well as increased production of rangelands. Accordingly, the need for implementation of educational and promotional programs to introduce the goals and benefits of rangeland insurance to the insurers in one hand and providing financial aids and improve the conditions for reimbursement of damages to the affected insurers in the other hand could provide the required facilities to help this part of society as well as greater willingness to extend their insurance and encourage other beneficiaries to insure their rangelands.