The role of insurance on induced demand in cardiovascular patients

 Demand for health in the sense of providing unnecessary services with the intention of benefiting  to patients or clients has always been challenging with the exercise of power and order by stekeholders. The present article aims to identify factors for controlling induced demand in cardiovascular diseases with basic and supplemental insurance with the help of experts and experts, to provide strategies for controlling it to be used in macro-level policy and planning and implementation levels.

 This research was a mixed method. In the first part of the narrative review and consensus of experts a researcher-made questionnaire was prepared and its validity and reliability were confirmed. Shahid Chamran data were collected and analyzed in SPSS 20 software.

 The highest and the lowest mean score of induction-related factors in cardiovascular patients were social (3.36 ± 0.76) and stakeholders (2.90 ± 0.76))respectively. Among the social factors sub-factors, community health literacy (3.38 ± 0.81) and among the sub factors, stakeholders, physicians, and professional ethics (3.13 ± 0.97) had higher average insurance coverage (Insurers showed a lesser role in stimulating consumption and possibly inducing demand).

 According to the findings of this study, it recommends to policy makers adopted and communicated their to prioritize appropriate policies for fundamental and structural change focusing on changing the knowledge and attitudes of people at all levels of education in the country, including people, physicians, insurers and stekholders.  It advises executives to provide the necessary infrastructure for the development of insurance in the country by following these policies.