The Effect of Iranian Banks' Merger on Financing

The merger of banks is one of the methods for reforming the structure of banks, which has attracted Iranian banking policymakers in recent years. In the process of merging, paying attention to its effects can help to integrate banks. In Iranchr('39')s banking network, financing of production is one of the main concerns of banking policymakers. Therefore, it is important to study the effect of bankschr('39') integration on financing. In this paper, considering the importance of this issue, using the financial statements of banks in the period 2006-2018, and the Panel Data method, the effect of the merger of banks on financing  has been investigated. The static method has been used to integrate banks. For this reason, banks have been considered in terms of size and health. The results of the survey indicate that the combination of small banks with large bank and combination of healthy banks, as compared to other options, have more positive effect on the supply of facilities.