Assessment of Iran's criminal policy against the crimes of credit institutions

Among the crimes that have had an increasing rate in recent years and have attracted the attention of the executive apparatus and the criminal justice system and have caused a kind of public protest and distrust are the crimes of credit institutions. For this reason, it is necessary to evaluate Iran's criminal policy in this regard. In this article, which aims to achieve the desired criminal policy model in the management of these crimes and descriptive analytical method using library resources, the evaluation is based on three indicators of efficiency, coherence and comprehensiveness.The findings indicate that reasons such as the lack of use of new technologies in the management of these crimes, the general transfer of responsibility for dealing with crime to criminal law, excessive fragmentation of judicial procedure, etc. have deprived Iran of its criminal policy; On the other hand, reasons such as not properly reflecting the risk of banking activities to citizens, non-compliance with the principle of unity of command in managing these crimes, dispersal of laws, criminal prosecution subject to the Central Bank complaint, etc. have made criminal policy in this area ineffective and incoherent..Also, factors such as lack of monitoring tools, unfavorable economic situation of institutions, weak cultural teachings in regulatory institutions, lack of use of experiences of other countries, etc. have made Iran's criminal policy in terms of comprehensiveness also lack the necessary standards.