Analysis of the Functions of the Financial Technological Innovation System in Wealthtech Transition
Today, digital solutions are used to facilitate wealth management processes, which is referred to as wealth management technology (Wealthtech). Wealthtech have led to a change in the traditional socio-technical regime, which is explained by the concept of transition. This study aims to investigate the transition with the analytical framework of the technological innovation system. Previous researchers, by studying renewable technology, have identified seven functions for a technological innovation system and demonstrated how the system works. Because the transition of the wealthtech is a short-term transition compared to the transition to renewable technologies, the wealth management technology innovation system has different functions from the renewable technology innovation system. At the same time, Iran, as a developing country, has a following position compared to developed countries, which leads to differences in the functions and performance of the system. This study has used the qualitative research method and content analysis strategy to investigate the wealthtech transition with the analytical framework of the technological innovation system. In this regard, by studying the reports, materials and interviews published in financial and fintech media during the period 1394 to the end of 1399, the opinions of activists in this field in Iran have been reviewed and analyzed, and finally 9 functions of providing technological infrastructure, communications and Networking, information and knowledge exchange, policy and legislation, citizen awareness and financial citizenship formation, financing, human resource development, research and development as well as innovative activities have been identified.
- حق عضویت دریافتی صرف حمایت از نشریات عضو و نگهداری، تکمیل و توسعه مگیران میشود.
- پرداخت حق اشتراک و دانلود مقالات اجازه بازنشر آن در سایر رسانههای چاپی و دیجیتال را به کاربر نمیدهد.