Investigating the impact of financial technologies (fintech) adoption on sustainable performance with the mediating role of green finance and green innovation (case study: commercial banks of Tehran)

The most important and main issue and concern in the last few decades is the issue of performance stability. One of the important strategies that have been used in recent decades to increase sustainable performance is fintech technology. This study was conducted with the aim of investigating the impact of fintech adoption on sustainable performance with the mediating role of green finance and green innovation in commercial banks in Tehran. The present study is descriptive correlational research in terms of applied purpose and in terms of data collection method. The statistical population of the research included the employees of several commercial banks in Tehran, and the sample size was determined by using Morgan's table to be 205 people. Structural equation test and SmartPLS2 software were used to analyze the research hypotheses. The results of this study showed that the model had a good fit and all the assumptions were confirmed. The results of this study emphasize the importance of fintech adoption, green financing, and innovation in achieving sustainable performance, as well as the urgent need to incorporate new technologies, green initiatives, and financing into banking strategies to help achieve country sustainability.