The Measurement of Total Factor Productivity of Bank-E-Maskan (Housing) Using Malmquist

The aim of this paper is to measure technical efficiency and total factor productivity of Maskan Bank by using data envelopment analysis approach and Malmquist index. For this purpose, the performance of 40 branches of Maskan Bank in Khuzestan province were studied during the 2005-2008 period. The findings of Malmquist index show that total factor productivity grew about six percent in this period. Technological progress has been on of the major causes of TFP growth. Our findings show that the average of technical efficiency, with assumption of variable return to scale and input oriented, is, , and, respectively.