Factors Affecting Insurance Acceptance by Rapeseed Farmers in Amol County

The purpose of this study was to investigate the factors affecting the acceptance of rapeseed product insurance as an index of tendency to decrease yield risk among Amol county producers. Seventy rapeseed farmers classified as two groups of 35 random farmers with and without insurance. Explanatory (independent) variables for this study were age، experience of planting rapeseed، production income، education، farm size and prior knowledge about insurance purposes. Data were analyzed by Logit model and Chi–square test. The results showed that production income، age and experience of planting rapeseed had significant effect on insurance acceptance. Furtheremore، results of Chi–square test showed that among different groups of age، income، experience of planting rapeseed، education and prior knowledge of insurance purposes، significant difference were observed in terms of insurance acceptance and therefore tendency to decreas risk.