Claiming Blood Money by Heir of the Person at Fault as Victims under Third Party Motor Insurance Policy

Claiming blood money by heir of the person at fault in motor accidents is one of the insurance claims brought before the courts by virtue of third party motor insurance policy under the Third Party Motor Insurance Act. Regarding the supportive aspect of the Third Party Motor Insurance Act and without regard to civil liability rules, the ex-turpi maxim and other related rules, offenders argue that the aforementioned Act covers all sorts of motor accident disputes. Thus, the driver at fault is entitled to compensation. On the other hand, although the insurers agree that enacting the Third Party Insurance Act arises from public interests, they believe that the direct purpose of the Act is to indemnify third parties and contractual aspect of third party insurance and civil liability rules as a whole. Hence, no compensation should be paid to the responsible party. Each party of the contention, by making reference to contractual and legal aspect of the third party motor insurance policy, is defending their own stances. In this article, while analyzing both ideas, the compliance or noncompliance of each claim with legal rules and social interests have been evaluated.