Clarification of the Factors Affecting Finance through Assets Securitization to the Agricultural Bank

A rapid grow and development has recently been witnessed in the Islamic Financial System in the world. Nowadays, not only the use of Islamic Finance Instruments is emphasized by the Islamic countries but such a trend is also adopted in other countries of the world. The present research has been conducted aimed at clarifying the factors affecting financing activities through assets securitization to the Agricultural Bank. The research method is descriptive from survey and correlation type and the research type is functional. The sample population of the research consists of Bank Keshavarzi's headquarters staff, 249 of whom have been selected by random sampling.The research data have been collected using researcher-made questionnaires.   The validity of the measuring tools has been studied according to Content Validity Ratio (CVR) and the results of the measuring model and the questionnaires reliability has been understood based on composite reliability. Structural Equation Modeling, supported by Smart PLS3, has been used for data analysis. The results of the research demonstrate that financial and banking health indices, securitization processes and the bank's financial structure can affect financing. Based on the index value, the general fitness of the model, calculated as 0.518, confirms the general model.