Investigation of Resolution Regime in bank insolvency in American Law and its Feasibility in Iran Law

In most of the legal systems of the world, it has been tried to impose special rules on bankruptcy, given the role of banks in the countrychr('39')s economy and the differences they have with other commercial companies.In the United States, the legal system governing the bankruptcy of banks is known as "Resolution Regime", which has been translated into "Hall va Fasl or Gozir" in Iran. The most important goals of this system are to prevent the disruptions of the financial system in the country, to continue to provide key services to banks and not to impose bankruptcy consequences on the government and taxpayers.In Iran law, the bankruptcy system of banks is not completely separate from the corporate bankruptcy system, and in the event that a bank becomes bankrupt, the provisions of the Commercial Bankruptcy Law are general rules and other specific monetary and banking regulations.Of course, given the importance of banks in the country, these rules are not enough for the bankruptcy of banks and, along with other advanced countries, must provide a specific system for resolving bankruptcy of banks, which coordinates According to the Imamiyyah rules, it is not the only solution to dealing with bankruptcies, which is very costly and time consuming and poses a threat to the stability of the financial system.