Review the monitoring of modern financial technology and digital currency

Due to the advancement of technology, financial services and banking are changing as in other industries, and the impact of new technologies in a way that, while increasing the profitability of banks and financial and credit institutions, increases the speed of service delivery and customer satisfaction. The banking industry has progressed in the country, but significant changes have not yet occurred in the business platform. Therefore, the regulators and senior executives of the banking system need to have a different attitude towards the new financial technologies, as a platform for the development of the platform. Consider the new banking business. New Financing Techniques, Fin Mon and Digital Currencies. In this paper, the paper attempts to present a general framework of these technologies, review commonly used supervisory practices in other countries, and make suggestions for monitors and digital currencies. Fincuts and digital currencies can be the starting point for the new era of financial-based technology that, with the support of the country's banks and the establishment of laws and regulations and its regulatory framework by the Central Bank, has the potential and capacity to change the banking ecosystem for the benefit of customers