Technology Transfer Challenges of Electronic Payment Switch to Improve the Security of the Financial and Economic Infrastructure of the Country

The purpose of this research is to extract the challenges in the transfer of technologies with a software nature and especially electronic payment switch technology in order to improve the level of security of financial and economic infrastructures and reduce dependence on foreign countries in line with the principles presented in The basic components of Islamic governance are with Jihadi management approach. This research is qualitative with a descriptive-survey strategy and of an applied type, and the tool used in it is a semi-structured interview. The required data has been collected by conducting 15 interviews with managing directors and deputy directors of public and private organizations active in the field of information technology and banking communications with at least 10 years of related experience. The results obtained from this research show that the structural challenges of the transfer parties have a higher priority compared to individual, institutional and knowledge challenges, and in order to successfully transfer software-based technologies. The necessity of designing a native model, based on one of the software development methodologies, with emphasis on the factors affecting the structure, has been brought up.