An overview of the electronic banking system

in this review study, which was conducted in 1400, articles indexed in proquest,scientific information, database (SID) magiran, ovid,Irandoc, Iranmedex, sciencedirect, cochrane,springer,google scholar, scopus databases were used. The collection of reviewed articles included 41 articles related to the last 20 years (from 2000 until now) in persian and English. Studies with unspecified sample size and implementation or only on non- electronic security and banking protocols, were excluded from the study. Articles whose full text was not available were also excluded from the study.

Given that monetary and financial exchanges are an integral part of commercial exchanges, therefore, along with the expansion of global e-commerce, monetary and financial institutions to widely support and facilitate e- commerce widely use the information and communication technology they have brought. As a result, electronic payment systems have been gradually replacing traditional payment systems over the past few decades.

Banks are affected by changes in globalisation and financial liberalisation, in response to which banks are expanding their service to customers, expanding their dependence on technology, while competition for banking services has increased. They are trying to reach higher levels of Internet banking acceptance among their customers.